- This topic has 12 replies, 11 voices, and was last updated 2 weeks ago by
.
-
Posts
-
Hey everyone, I’m heading to Japan for a full month soon, and I’m on the fence about getting travel insurance. It’s going to cost me around $100, and I’m wondering if it’s really necessary for a trip where I mostly plan on doing regular touristy stuff. Have you ever traveled to Japan for a similar length of time? Did you get insurance, and did it end up being useful? I’d love to hear your experiences and whether you think spending that $100 is a good idea or if I should just save it for enjoying the trip.
I always buy travel insurance because I think about the worst-case scenario. Imagine needing to be airlifted home after an accident; someone in the sources mentioned a €50,000 ambulance flight. For me, spending $100 is a small price to pay compared to potentially facing such a huge bill.
I usually check if my credit cards offer any travel insurance before buying a separate policy. Sometimes, if you book your flights or hotels with a certain card, you might already have coverage for things like flight delays or lost luggage. It’s worth looking into to see if you can avoid spending that extra $100.
I learned the hard way that not having insurance can be a big mistake. Someone mentioned being stuck with a huge bill after needing surgery in a Japanese hospital. Even if it’s a low chance of something serious happening, the potential cost of thousands or tens of thousands of dollars makes that $100 seem like a very smart investment.
I only buy travel insurance when it’s required for a specific reason. For a regular trip without any high-risk activities, I usually rely on my regular health insurance’s emergency coverage abroad and the travel perks of my credit cards. So, for a simple 30-day trip, I might skip the extra $100.
- You must be logged in to reply to this topic.