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I picked Pets Best for my two cats after comparing prices. I’ve only had to file one small claim so far, but they approved it within a month, and it went towards my deductible. Another user mentioned they found Pets Best to be about half the price of their Trupanion plan.
I’ve had a good experience with Figo. I’ve filed three claims and everything has been covered as I anticipated. One claim for a nose injury with sutures was processed in just 2 days, and another for a biopsy was processed within hours.
I tried Pumpkin and had a terrible experience. I paid a high premium of $176 a month for two cats and submitted claims in November, but by March, most were denied after months of delays and being told they were in “audit”. They even tried to say normal cat symptoms like vomiting were pre-existing conditions.
I switched to Lemonade after having Trupanion, and while Lemonade is cheaper at $20 a month, their claims process can be slow, sometimes taking 2-3 weeks for reimbursement. They also gave me a hard time covering a basic URI for my cat.
I’ve been with Nationwide for years and have seen my premiums increase significantly for my two dogs and cat; this year, it went up by 50%. While some people have good experiences, the constant price hikes are something to consider.
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