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I paid for Lemonade for almost seven years and never filed a claim until plumbers had to repipe my house, leaving me without water for four days. Lemonade said they don’t cover it. This was the worst insurance experience I’ve had in almost 30 years of paying premiums, making me feel like it was a scam.
I cancelled my Lemonade policy after I found out there was limited coverage for each item and that my electronics had limited coverage. It’s important to read the fine print because the coverage might seem good initially, but the specific limits could be deceiving.
I had a break-in and lost valuables worth $2000. I filed a police report, used the Lemonade app to record a video and answer questions, and uploaded receipts. My claim was approved immediately, and I received the funds the next business day. This quick and easy process made me think Lemonade was awesome.
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