Thinking of switching to Root Insurance – is it worth it?

  • This topic has 17 replies, 13 voices, and was last updated 5 days ago by speedysemicolon75.
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  • #1023
    well-documentedlaurels
    Participant

    When I had a vandalism incident with my car insured by Root, they didn’t send appraisers and based their estimate on photos. The three repair shops I got quotes from all estimated around $6700 for the repairs, but Root was only willing to pay $1200. We ended up paying out of pocket and switched back to Progressive.

    #1024
    cheerfulaccommodation
    Participant

    I tried the Root app for a month, and they quoted me just over $400 for six months, which is about $130 less than what I currently pay for similar coverage. However, I couldn’t find information about their AM Best rating, so I decided not to switch. Knowing a company’s financial stability is important to me.

    #1025
    speedysemicolon75
    Participant

    I had Root for about three years, and while they started great with a premium around $199 a month, it literally crept up at every renewal. My last quote was $699 and some change for a month for two 2018 vehicles and a barely driven classic car with full coverage. I immediately switched to Progressive and got the same or better coverage for less than that amount for a six-month payment.

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